Becoming A Member

Who is Eligible for Membership?

Interested in joining Southern Energy Credit Union? You are eligible to become an Southern Energy member if you are in any of the following categories:

• An employee or retiree of Alabama Power Company, Georgia Power, Mississippi Power, Southern Company Services, Southern Nuclear or other affiliated companies of the Southern Company.
• An employee or retiree of these designated groups or organizations.
• Family members, related by blood or marriage, to any Southern Energy Credit Union member.

If you are not directly linked to one of these categories, drop by a branch or call. There may be other options for membership.

Competitive rates on savings and loans combined with easy access to your money makes joining Southern Energy an easy choice. In 2025, Southern Energy Credit Union paid $71.7 million in dividends and interest on deposits to members. That marks our second-highest total ever!

Ready to join? Opening a new Share (Savings) Account with Southern Energy Credit Union is just $5 and give you access to all the great benefits Southern Energy offers.

Once a member, always a member.

Your membership is for a lifetime. It is not affected by a job change, retirement or place of residence. The only requirement is that you keep at least $5 in your regular Share (Savings) Account and continue to use our services.

Important information about procedures for opening a new account:

Federal law (the US Patriot Act) requires all financial institutions to obtain, verify, and record all information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Check Eligibility

* APY: Annual Percentage Yield.

Savings account dividends computed on the average daily balance and compounded quarterly. Rate paid as of 6/30/26.