Staying on Top of Your Credit Has Never Been Easier

Your credit score is more than just a number—it’s a snapshot of your financial health, and it can play a big role in some of life’s biggest decisions. Knowing and understanding your credit score is a foundational piece of your financial wellness.

Every Southern Energy member has free access to their credit score and credit report through our credit score tool, conveniently located within Online Banking and our Mobile Banking App. With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips, and education – anytime, anywhere and without impacting your credit score.

Benefits of Credit Sense

  • Access to your credit score and report with no impact to your credit score
  • Real-time credit monitoring alerts to guard against fraud and identity theft
  • Credit score simulator to see how your score could change with new credit inquiries, on-time payments, pay offs and more
  • Set a credit score target goal to receive personalized recommendations and track your progress over time

All of this is conveniently accessible within Online Banking and our Mobile Banking App. Ready to get started? Enroll today!

Enroll Now

Not Registered for Digital Banking?

Click the Register button at the top of this page to sign up today using your using your Share Account Number (Member Number). You can also click the Register button after downloading the Southern Energy Credit Union app using the link for your App Store below.

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Tips for Improving Your Credit Score

Your credit score affect your buying power, your ability to rent or own a home, get a job, and even what you’ll pay for insurance coverage. No matter where you’re starting, consider these steps to get started on a path to a healthier credit score.

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