We’re glad to have you as a Southern Energy member! You’ve just taken a great first step toward powering your financial future by joining Southern Energy Credit Union.
You will receive an email with a document you must e-sign to complete the account opening process and begin using your account(s). You will need the password set during the account opening process to access the document. If you have questions on this process, we’re here to help. Reach out via phone at 205-226-6800 or fill out our contact form here so we can follow up with you.
Southern Energy Credit Union Digital Banking is available to give you easy, convenient access to your account, e-statements and other helpful tools. Click here to sign up.
You can also download the Southern Energy Credit Union mobile app for quick account access on the go. Click here for more details, or use the buttons below to download the app now.
Apple Devices
Android Devices*
We offer convenient account access through 29 Credit Union branches in Alabama, Georgia and Mississippi along with an extensive nationwide Cc-op Shared Network of more than 5,600 credit union shared branches and more than 30,000 surcharge-free ATMs throughout the country. To find the nearest locations:
Text a zip code to 91989 to find nearby ATMs and Shared Branch locations.
Call 1-888-SITE-COOP to find a location by phone
Use the branch and ATM locator tool on the Co-op Network website
Enjoy interest paid monthly, no minimum balance requirement, and convenient digital banking access when you open your Southern Energy Checking Account. Our Checking Account features no minimum balance requirement, interest paid monthly, direct deposit of paychecks, free debit card and the option for transactions to be handled by phone, online or in person.
Checking Accounts are easy to open. Just call or stop by any of our branches and open your Southern Energy Checking Account today!
Southern Energy Employees Credit Union’s Visa® Rewards Credit Card program includes enhanced rewards options, a dedicated online site to view your account, and electronic statement availability, all with no annual fee.
uChoose Rewards allows you earn a highly competitive 1.75% on every dollar you spend and redeem points to use toward cash back as a statement credit, shopping, travel, event tickets, gift cards and more. You can also pay with your Rewards at checkout with PayPal at millions of online retailers.
Whether you’re looking to buy your first home, refinance an existing mortgage, tap into your home’s existing equity, or build your dream home, our home loan solutions can help you achieve your goals.
As a Credit Union member, you have access to competitive rates on mortgages to purchase a new home or refinance your existing home. Our experts are ready to help you every step of the way. You can apply online in as little as 20 minutes. Once completed, your application will be reviewed for approval.
Find the auto loan that works for you. Whether you’re looking for a brand new or pre-owned vehicle, your Credit Union offers competitive rates on auto loans and flexible terms to meet your needs. For added convenience, our members have the option to get pre-approved online, by phone or at any one of our branch locations.
Already finance your car? We also offer refinancing on existing car loans to lock in a better rate and save you money each month.
As a Southern Energy Member, you can now refer your family or eligible coworkers! Empower their financial lives by giving them access to highly competitive returns through high-yield savings (share) accounts, free checking accounts with interest paid monthly and direct deposit availability, and competitive rates on auto loans, mortgages, home equity lines of credit, personal loans, credit cards and recreational loans. Learn more about helping them get started here.
Have questions? We’re here to help! Don’t hesitate to reach out via phone at 205-226-6800 or fill out our contact form here so we can follow up with you.
You are about to navigate away from our site.
