Whether you’re buying, building, or improving, we have the competitive rates and flexible lending solutions designed to fit your goals—today and in the years ahead.
Our goal is and always has been to help our members do better financially. As a not-for-profit, full-service financial institution, Southern Energy Credit Union offers the modern financial products and services you would find at a typical bank and combines them with the personal attention and advantages of a Credit Union. We combine industry leading savings rates with competitive loan rates, and we have lower fees than those you would find at a common bank.
We have been around since 1953 and have grown to become the second largest credit union in Alabama, and the largest state-chartered credit union in the state. We proudly serve 90,000 members through 28 Credit Union branches across Alabama, Georgia and Mississippi, our Digital Banking platform, and through more than 5,000 Credit Union Service Centers located throughout the nation. We invite you to learn more about all of the benefits of becoming a Southern Energy Credit Union member.
When you’re ready to move beyond basic savings, our Money Market Account offers you higher interest rates. easy access, and total flexibility—so you can grow your money your way.
Your credit score is more than just a number—it’s a snapshot of your financial health, and it can play a big role in some of life’s biggest decisions. Every Southern Energy member has free access to their credit score and credit report through our credit score tool, conveniently located within Online Banking and our Mobile Banking App.
When you open a Southern Energy Share (Savings) Account for a child, they’ll enjoy simple, rewarding benefits designed to help them learn about saving and watch their money grow. Click to learn more and start your child on a solid financial path!
Get the latest updates from Southern Energy Credit Union and access resources to help manage your finances.
You are about to navigate away from our site.
