The Southern Energy Credit Union Visa Rewards Credit Card makes every purchase count – with enhanced rewards, digital wallet compatibility, and complete card control within Online Banking or our Mobile Banking App – all with no annual fee.* For added convenience, new Southern Energy Visa Rewards Credit Cards can be picked up upon application approval at many branch locations.
Open a new Visa® Credit Card and enjoy 1.99% Introductory APR* (Annual Percentage Rate) for 6 months on purchases made within the first 90 days and balance transfers completed within the first 45 days of account opening. After that, enjoy a low variable APR* of 10.00% – 17.75% based on your creditworthiness and the Prime Rate.
*For details, terms and conditions, review the Credit Card Application And Solicitation Disclosure, available for download here.
If you would like to apply for a Southern Energy Visa® Rewards Credit Card:
Simply log in to your Credit Union’s Online or Mobile Banking and choose “Apply for a Loan” from the main menu. You’ll choose Credit Card from the list of options and it’s that easy!
If you have any questions, you may contact us, or you may contact our Call Center at 205-226-6800 or 1-800-249-2726.
Click here if you have lost your Southern Energy Visa Rewards Credit Card Click here for a Balance Transfer Authorization Form Click here to request a Credit Limit Increase
Always be diligent in protecting your information. Click here for things we won’t ask you.
Enjoy enhanced rewards with no annual fee on your Southern Energy Visa Rewards Credit Card! Membership in uChoose Rewards® is free as part of your Southern Energy Credit Union credit card plan. uChoose Rewards allows you to redeem points on your credit card purchases to use toward cash back as a statement credit, shopping, travel, event tickets, gift cards and more. You can also use your rewards at checkout with PayPal at millions of online retailers, redeem points for the latest Apple® products through the uChoose Rewards Apple Store, or apply them toward purchases in the Best Buy Shop.
You will start earning points the first time you make a transaction with your credit card. You’ll earn a highly competitive 1.75% points on every $1.00 you spend. Plus, you can earn additional points by shopping in-store or online with participating retailers.
Rewards do not apply for cash advances or balance transfers. A list of participating retailers can be found at on the uChoose Rewards Website, which can be accessed through the direct link in our online banking.
Our Digital Banking features enhanced debit and credit card management tools, allowing you to set transaction limits, view spending insights, add travel plans, and more – all from our Online Banking or Mobile Banking App.
Using our card management features, you can:
Login through Online or Mobile Banking for convenient access!
Learn About Digital Banking
Southern Energy Visa Platinum Rewards Card For a lost or stolen card, balance inquiries, payment information, transaction history, statement requests or to dispute a charge within the United States, call 888-999-0127. For international service, please call 531-233-6346.
Southern Energy Visa Signature Rewards Card For a lost or stolen card, balance inquiries, payment information, transaction history, statement requests or to dispute a charge within the United States, call 888-999-1136. For international service, please call 531-233-6364.
For added convenience and security, your Southern Energy Visa Rewards Credit Card is compatible with Apple Pay, Google Pay, and Samsung Pay. All three platforms use contactless payment without the need to present your credit card. By not having your card account number shared with merchants, you can pay with greater peace of mind. Learn more about the added convenience and security of these digital wallet options here.
Apple Pay® transactions using Apple devices are authorized with TouchID™ security or your passcode, and transactions never use your Card number. Click here to learn about finding merchants accepting Apple Pay.
How to Set Up Apple Pay
Credit cardholders with Android and iOS devices can make transactions with their device using Google Pay™. Google Pay is accepted by most merchants.
Learn More About Google Pay
Credit cardholders with an eligible Samsung device with the Samsung Wallet app can make transactions with their device using Samsung Pay®. Samsung Pay is accepted by most merchants.
Learn More About Samsung Pay
Set a dollar amount and if a transaction meets or exceeds that dollar amount you will automatically be notified of phone or internet transactions and international transactions.
Register for Visa Purchase Alerts
For added convenience, new Southern Energy Visa Rewards Credit Cards can be picked up upon application approval at many branch locations. If your card is lost, stolen or broken, many of our branches can issue you a new card same day for pick up. Contact your local branch to inquire about options.
To see details, terms and conditions for the Southern Energy Visa Rewards Credit Card, review the Credit Card Application And Solicitation Disclosure, available for download here.
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