Savings Accounts

Type & Description

Rate

Share Account 0.75% APY*
IRA Share Account 2.02% APY*
Christmas Club Account 0.75% APY*

Rate Effective 9/30/25. Dividend rates and APY may change quarterly as determined by the Credit Union’s Board of Directors.

A minimum deposit of $5.00 required to open a Share or Secondary Share account. Rates subject to change after account is opened.

A minimum balance of $5.00 must be maintained in your Share Account to avoid a service fee.

Share (Savings), IRA Share and Christmas Club Account dividends computed on the average daily balance and compounded quarterly. Fees may reduce earnings.

Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period.

Terms and conditions apply. Please contact us for more details.

*APY: Annual Percentage Yield

Checking Account

Type & Description

Rate

Checking Account $0 - $1,999 0.10% APY*
Checking Account $2,000 and over 0.25% APY*

Rate effective 10/1/25. Rates may change every month.

The minimum balance required to open this account is $25.00. Rates subject to change after account is opened.

Checking Account interest computed on the average daily balance and compounded monthly. Fees may reduce earnings.

Terms and conditions apply. Please contact us for more details.

*APY: Annual Percentage Yield

Money Market Account

Description

Rate

Money Market Account $10,000 - $99,999.99 1.06% APY*
Money Market Account $100,000 - $249,999.99 1.26% APY*
Money Market Account $250,000 - $499,999.99 1.51% APY*
Money Market Account $500,000 - $999,999.99 1.76% APY*
Money Market Account $1,000,000 and over 2.02% APY*

Rate effective 10/1/25. Rates may change every month.

The minimum balance required to open this account is $10,000.00. Rates subject to change after account is opened.

A minimum average daily balance of $10,000 is required to earn interest. The minimum average daily balance for a Money Market tier must be maintained to earn the disclosed APY for that tier.

To avoid a monthly Money Market Minimum Balance Fee, a minimum balance of $10,000 is required.

Money Market Account interest computed on the average daily balance and compounded monthly. Fees may reduce earnings.

Rates subject to change. Terms and conditions apply. Please contact us for more details.

*APY: Annual Percentage Yield

Certificates of Deposit (CDs) Rates effective as of

Term

Rate

30 Days 1.00% APY*
45/60 Days 1.00% APY*
91 Days 3.75% APY*
182 Days 3.95% APY*
366 Days 4.00% APY*
13 Months 3.75% APY*
18 Months 3.75% APY*
24 Months 3.75% APY*
30 Months 3.00% APY*
36 Months 3.50% APY*
37 Months (1-time step up) 3.00% APY*
48 Months 3.50% APY*
60 Months 3.50% APY*

Minimum $500 deposit required to open a CD. Rates subject to change without notice.

Interest is computed and compounded daily and posted quarterly and at maturity.

At maturity, CD will automatically renew for another term at the then available APY.

There is a penalty for early withdrawal.

Available to qualifying members. Terms and conditions apply. Please contact us for more details.

*APY: Annual Percentage Yield

IRA Certificates of Deposit (CDs)

Term & Description

Rate

Same rates as certificates above with maturities from 182 days to 60 months with minimum of $500 deposit. See CD rates

Interest is compounded and computed daily and posted quarterly and at maturity.

There is a penalty for early withdrawal.

Rates subject to change without notice. Terms and conditions apply. Please contact us for more details.