In 2020, Southern Energy Credit Union was recognized as the nation’s top credit union for delivering benefits to members by the Credit Union National Association (CUNA). In 2025, Southern Energy Credit Union paid $71.7 million in dividends and interest on deposits to members. That marks our second-highest total ever! Though we’re proud to deliver industry leading returns on your savings, that’s not all we do.
Maximize the value of your Credit Union membership by taking advantage of the modern financial products, investment services, and Digital Banking options that give you complete control – wherever you live, work, and play.
If you’re looking for a checking account without service charges, excessive fees, or minimum balance requirements — and you miss earning interest on your everyday banking — our Checking Account is the perfect fit.
Learn more about why it pays to have your checking with Southern Energy today!
Whatever your goals, we have lending solutions designed to help you move forward with confidence. Whether you’re planning a major purchase, covering an unexpected expense, or investing in your future, our team is here to help with flexible financing options and personalized service.
Our Visa® Rewards Credit Card makes every purchase count – with enhanced rewards, digital wallet compatibility, and complete card control within Online Banking or our Mobile Banking App – all with no annual fee.
You’ll earn 1.75% points on every $1.00 spent with uChoose Rewards®, and you choose how to reward yourself from a variety of options:
For added convenience, new Southern Energy Visa Rewards Credit Cards can be picked up upon application approval at many branch locations.
Ready to apply for a Southern Energy Visa Rewards Credit Card? Contact us to apply, or you can apply in Mobile or Online Banking by choosing Apply for a Loan from the main menu, and then selecting Credit Card from the options.
No matter where life takes you, enjoy convenient account access through Online Banking and our Mobile Banking App.
Learn more about our digital banking options.
As a Southern Energy member, you’re provided access to your accounts through the CO-OP Shared Network. That means you have access to more than 30,000 surcharge-free ATMs and 5,600 Shared Branches throughout the country where you can make deposits or withdrawals and even transfer funds. To find the nearest ATM or Shared Branch:
*Standard message and data rates may apply
Are you already benefiting from all that your Credit Union has to offer? As our Member, you can now refer your eligible co-workers and family to open a Share Account with Southern Energy Credit Union. Share the love and help power their financial lives! Joining is easy and you can learn more here. Have those you refer visit us online to open their new account or give us a call, and we’ll help them get started today!
Take advantage of the modern financial products, investment services, and streamlined digital banking options that give you complete control!
You are about to visit a third-party website that is not operated or controlled by Southern Energy Credit Union. Southern Energy Credit Union is not responsible for the content, products, or services available through the third-party website. The third party's privacy and security policies may differ from ours. Please review the site’s policies for further information.
